Rising construction costs and underinsurance
The cost of reinstating a building includes so much more than the bricks and mortar.
Will the risk and costs of legalising e-scooters outweigh the benefits?
With 31 regions across England currently trialling e-scooters as part of the drive towards Net Zero, David Nichols, chief claims officer at Zurich, considers what the consequences of legalising these vehicles will be for both insurers and policyholders.
Safety warning over winter blackouts as energy crisis ignites decade-long high in candle blazes
House fires sparked by candles have hit their highest level in more than a decade as people cut back on electricity to reduce soaring energy bills.
SMEs are facing increasing levels of underinsurance
The challenging economic environment in the UK is leaving small to medium-sized enterprises (SMEs) open to significant levels of uninsured risk.
What are Risk Management Information Systems and where do they add value?
Risk Management Information Systems are a necessary part of any risk mature organisation but what are they and where do they add value?
Understanding the risks of hot work
Hot work is an integral part of many construction or maintenance projects, and with it comes multiple hazards that need to be managed, so it’s important to be fully aware of the risks and your obligations.
Why construction plant theft is still a problem
Construction sites continue to be targeted by criminals who recognise the financial value of plant machinery and equipment.
An in-depth look at subsidence
Such unpredictable and extreme weather prompts the recurring question, whether this will be a year where insurers see an overall increase in the number of subsidence claims reported to them.
Fraud: the inevitable hazard
When it comes to fraud affecting a business it’s a matter of ‘when’, rather than ‘if’. Fraudsters are increasingly inventive: your team could be targeted, your relationships could be used … even your online profile could be a risk.
Adequate insurance coverage – The three pitfalls for SME’s
For SMEs facing squeezed margins, insurance premiums may seem like a grudge purchase. Some products may be regarded as a discretionary overhead among those who don’t fully understand their risks or how being underinsured could prove catastrophic to their business. Yet insurance can be key to SMEs’ ongoing survival by providing a financial safety net in unforeseen circumstances, when they are the least able to withstand substantial losses.